It is said that nothing is more important than health. Taking care of your health is, therefore, important. But what happens when a medical emergency comes your way unannounced? That’s where health insurance comes to your rescue. Given the present lifestyle and the stress associated with it, we are at a higher risk of falling sick.
Health insurance policies are designed to cover the medical expenses in case of such an emergency. A health insurance policy gives you access to the best healthcare. Your healthcare needs are covered when you get health insurance. Once you have the right health insurance, you can brave any illness or medical emergency, without worrying about the mounting bills.
Unless you buy the right health insurance and protect yourself and your family, a medical emergency can leave a dent in your savings. Why wait for an emergency to happen? The early bird catches the worm, doesn’t it? There are various online health insurance policies available which can help you.
Given the above, it is essential to get a health insurance cover at the earliest. You can browse through the plethora of options at your disposal. The health insurance policy should be suited to your specific needs.
Health insurance is an insurance coverage that gives you financial protection against the losses or medical expenses you incur when coping with an illness, a chronic ailment, or injury. Due to the high medical inflation and pandemic situation, it is essential to have a health insurance plan to safeguard your finances. You can get multiple benefits and policy coverage, including advanced medical treatments, day care treatment, cashless hospitalization, and much more.
Events and ailments cannot be predicted. They can happen to anyone, any time. With modern lifestyle moving towards rising workload, irregular food habits and variable sleep patterns, your body deserves a significant amount of attention to be working in a balanced manner. Health insurance comes at your rescue when you need any medical assistance at any point in time. In case, when you fall sick or ill, meet with an accident and so forth having a health insurance policy provides cover for the expenses incurred and provides additional benefits as well.
A health insurance plan essentially protects you from any health-related perils. It safeguards in case of any unexpected high medical expenses. A medical emergency can happen anywhere, anytime and it can easily put you in stress and drain you both financially and emotionally. In the hustle-clamor of life and the lifestyle we are leading today, it, therefore, becomes important for every individual to be insured under a health insurance policy.
Besides, the constant rise in the number of diseases and healthcare prices in our country, make it essential to have health insurance coverage as it offers a financial backup in case of medical emergencies. Unfortunately, only 20% of the total population in India has health insurance coverage. Additionally, only 18 percent of the total population residing in urban areas and 14 percent of the total population residing in rural areas had any form of health insurance coverage.
Everyone must buy a good health insurance policy that includes benefits such as hospitalisation expense cover, medication and laboratory test costs, including critical illness and many. Some health plans also cover OPD expenses up to a certain limit.
Family health insurance offers insurance coverage to entire family against a single premium. Under this health plan, a defined sum insured is divided among the members equally, which can be claimed by one or more family members during the policy term.
Senior Citizen health insurance plans offer insurance coverage to the age group of 60 years and above. The health insurance plan covers hospitalization expenses like in-patient, pre and post-hospitalization expenses, OPD expenses, Daycare procedures with tax-saving benefits.
Critical illness health insurance plans offer a lump sum amount in case the insured is diagnosed with a critical illness such as kidney failure, paralysis, cancer, heart attack, etc. Usually brought as a standalone policy or as a rider, the sum insured is pre-defined
Health insurance for aging parents refers to the senior citizen health plans that are designed for elderly people above the age of 60 years. It is essential for aging parents as they are more vulnerable to health risks like heart ailments, kidney ailments, and other critical illnesses.
Health insurance for diabetes covers hospitalization expenses for diabetic patients, who otherwise find it hard to get insurance cover. The policy can cover both Type 1 and Type 2 diabetes and related medical complications. Tax benefits on the premium can also be availed.
Personal accident insurance is a health policy that reimburses the medical costs incurred on hospitalization due to death or disability caused by an accident. The insurance company pays a certain amount as per the nature of the disability.
Care Health Insurance (formerly known as Religare Health Insurance Company Limited) is a specialized health insurer offering products in the retail segment for Health Insurance, Top-up Coverage, Personal Accident, Maternity, International Travel Insurance and Critical Illness along with Group Health Insurance and Group Personal Accident Insurance for Corporates, Micro Insurance Products for the Rural Market and a Comprehensive Set of Wellness Services. With its operating philosophy being based on the principal tenet of ‘consumer-centricity’, the company has consistently invested in the effective application of technology to deliver excellence in customer servicing, product innovation and value-for-money services.
Care Health Insurance brings to you a distinct set of benefits that make them an obvious choice as your preferred health insurer:-
Today, health insurance has become more than a necessity for everyone, keeping in view the increasing healthcare and hospitalization costs. Also, the present lifestyle of individuals makes them more vulnerable to various diseases that certainly require medical assistance. With its services ranging from healthcare delivery to preventive health solutions, Care Health Insurance Ltd. has a robust distribution channel in the Indian insurance market. Care health insurance plans are easily available online and individuals can choose from a range of options in each category, such as Individual and Family Floater. When it comes to why buy Care health insurance plans, here are the reasons:
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